Built Different. Built with AI.
From payment aggregator to AI-native fintech. We launched 14 products in 20 days—not through scale, but through smarter building
Our Premium Bank Partners
About us
SabPaisa is an RBI-authorized Payment Aggregator, founded in 2016 in New Delhi (corporate office in Kolkata, regional offices nationwide). For years, we did what payment companies do: added features, signed merchants, followed the same playbook. In August 2025, we stopped building like every other payment aggregator in India.
Then we made it AI-native. All of it. 14 products in 20 days was the proof of concept. The real transformation is in how we now build, deploy, and customize payment infrastructure—faster and more precisely than traditional development allows.
What We Actually Do
We run a unified payments platform—truly unified, meaning online and offline payment rails working as one system, not bolted together.
Our PCI-DSS and SSL-certified gateway processes Cards, Net-banking, UPI, Wallets, e-Cash, e-NEFT, and Bharat QR. We’ve connected over 1.4 million cash counters across India, turning physical locations into payment acceptance points.
The Payment Gateway Suite handles collections, payouts, and B2B solutions with customization that used to take weeks and now takes days.
Mission
To be the most inclusive, innovative and secure payment system.
Vision
To be recognised as one of the top 10 innovative and inclusive payment system providers.
Values
Customer Centricity: To develop superior products, services, and processes that deliver positive customer experiences.
Compliance: Implementing regulator-recommended standards in our systems and processes.
Collaboration: Working closely with customers, banks and technology partners to innovate and improve payment systems.
Inclusivity: To foster an inclusive company culture that celebrates diversity and treats all individuals with dignity and respect.
Accountability: Each team member is dedicated to achieving company objectives.
Executive Team
KUMAR MANISH
Founder, MD & CEO
A former banker with companies like ICICI, Kotak Mahindra & HDFC with close to 24 years of experience.
PATHIKRIT DASGUPTA
Co-Founder & CBO
Proven Business Leader, Entrepreneur, & business strategist, with close to 25 years of experience in tech strategy & sales.
ABHIMANYU JHA
Co-Founder & Strategy
IIT & IIM Alumnus with 19 years of experience in startups, digital marketing, product development, automation, fintech and edtech.
AMIT TYAGI
CTO & Director
IIT Roorkee Alumnus, with over 24 years of experience in Software Product Development.
AJIT KUMAR
CGO
XLRI Jamshedpur Alumnus, with over 28 years of experience in driving profitable business growth.
What Our Customers are Saying?
Notable Achievements and Accolades
SabPaisa’s payments and collection suite is white-labelled with various public and private sector banks like BOI, BOB, IDFC First, Canara, and UBI & Indian Bank and has processed over INR 100 billion. This number will increase as SabPaisa’s payment collection application gains momentum in the growing data and payment technology field.
SabPaisa’s products and services have been recognised and rewarded with such awards as:
- Awarded the Start-Up Trailblazer at the Dun & Bradstreet Leap India Start-up Summit in 2024.
- Our CTO & Director, Mr Amit Kumar Tyagi, was recognised among the Top 10 Most Influential CTOs by CIOLOOK India magazine in 2024.
- Our Co-Founder, Strategy, Mr Abhimanyu Jha, was honoured as one of the Top Brand Leaders by the World Brand Congress in 2024.
- Our CTO and Director, Mr Amit Tyagi, was awarded as CTO of the Year 2023 by the Indian Achievers’ Forum.
- Best Payment Platform - Startup Award #Time2Leap National Awards - MSME Edition 2021.
- Our Co-Founder, Strategic advisor, and Board Member, Mr Abhimanyu Jha, was chosen among the 100 Influential Marketing Leaders 2016.
- Our Co-Founder, CEO, and CBO Mr. Pathikrit Dasgupta awarded as one of the Top 10 Leaders in BFSI- 2021 by CEO Insights
- Top 50 Tech Startups in the World at Intercon Awards, Dubai etc.
- Top 10 upcoming Payment Gateways of India by Silicon India.
- Most Innovative Payment Gateway for 2018 in Startup India Awards.
- Innovative Startup by DIPP, GOI CIIE, IIMA.
Why are we unique
We are changing the way financial institutions, hospitals, government bodies, SAAS & e-commerce companies, schools, colleges, universities, councils, trusts, etc. collect money and data from their clients and customers.
For businesses, payments are more than just transactions; they bind multiple workflows such as inventory, supply chain, logistics, delivery, messaging, customer payments, vendor payouts, EMIs, etc.
SabPaisa has a mission to ensure that merchants/businesses are always updated with the Customer’s aspirations. SabPaisa is future-ready to enable online/offline payment access to every Customer and solve payments related complexities of business houses with exhaustive APIs.
Our Vision is to ensure payment processing is accessible to everyone. The Untapped need that we cater to is Inclusivity; covering all sections of society, may it be Rich or Poor, Banked or Unbanked, uneducated, specially-abled, and language agnostic.
SabPaisa believes in 100% Digital; 100% Inclusive; 100% Freedom.
Online Payment Gateway - For Most
Flexible Payment Gateway Integrations
Quick & Easy integrations available with the source code/SDK/Sample code for different language/platform.
Easily accept online payments on
your website or app
business. It comes with best-in-class features like automated reconciliation, refund management, brand
and discount coupons for your customers, etc.
Online & Offline Modes
SabPaisa Payment Links is the World’s first Unified link based payment method, for payments collections with the help of links
Easy Integration
SabPaisa Payment Links is the World’s first Unified link based payment method, for payments collections with the help of links
Best in class Support
SabPaisa Payment Links is the World’s first Unified link based payment method, for payments collections with the help of links
Advanced API
SabPaisa Payment Links is the World’s first Unified link based payment method, for payments collections with the help of links
Personalized Dashboard
SabPaisa Payment Links is the World’s first Unified link based payment method, for payments collections with the help of links
Highest Success Rates
SabPaisa Payment Links is the World’s first Unified link based payment method, for payments collections with the help of links
Frequently asked questions
Have any question? we are here to help
It varies with the constitution of the firm. Broadly, documents for business proofs, signatory individual’s proofs, bank statements and cancelled cheques along with GST registration.
It varies with the constitution of the firm. Broadly, documents for business proofs, signatory individual’s proofs, bank statements and cancelled cheques along with GST registration.
With SabPaisa you get unmatched benefits that suit all your needs. Some benefits are listed below:
- Maximum Online & Offline Modes
- Top Notch Security
- Advanced API
- Easy Integration
- One Integration for Online/Offline Payments
- Best in class Support
- One of the Highest Success Rates
SabPaisa charges according to industry standards for its services.
For PG- It depends on the merchant’s industry and business volumes.
For Subscription- Nominal fee for mandates and transactions as per industry norms and as agreed with the merchant
For Paylink- Nominal fee, as agreed with the merchant.
For Payout- Nominal fee, as agreed with the merchant.
To Signup, visit https://sabpaisa.in/sign-up/, fill in your details and our team will get in touch with you at the earliest.
SabPaisa stores only the last four digits of a card, which is the industry standard.
- Payment collection through Payment Gateway.
- Auto payment collection through Payment Links even without a website.
- Collect recurring payments through the Subscription Platform.
All the modes of payments are available with SabPaia, from Debit cards, Credit Card, Wallets, UPI, Bharat QR etc. We have almost 10 lac e-cash counters that make payments convenient.
SabPaisa offers Netbanking services with all major banks for the convenience of the customers.
SabPaisa is working on getting international payments.
Yes, SabPaisa supports mobile payments.
Yes, we support partial refunds.
SabPaisa offers you the fastest TAT after all formalities like KYC, agreement etc is done.
No, the payment experience is not customisable as per the merchant’s website’s look and feel at this point.
SabPaisa Payment Gateway is governed by the Payment and Settlement Act of RBI and payments are done to merchants within RBI prescribed TATs.
We provide a dashboard to every merchant, wherein they can do the following:
– View/download transactions with date range updated in real-time including offline modes like cash, NEFT, RTGS etc.
– View/download settlements daily
– Transaction-based enquiry
– Create payment links
– Can also see abPaisa’s updated product catalogue
To ensure that all our merchants/clients are given 100% attention, SabPaisa assigns every merchant an Account Manager to handle any issues.
Yes, we are PCI-DSS certified.
SabPaisa uses the HTTPS extension that protects the integrity and confidentiality of data for secure connections. We are also PCI-DSS certified and adhere to RBI guidelines of data privacy.
It varies with the constitution of the firm. Broadly, documents for business proofs, signatory individual’s proofs, bank statements and cancelled cheques along with GST registration.
Yes, SabPaisa has a Sandbox where one can test the integration before going live with SabPaisa.
For sales enquiries signup with your details at https://sabpaisa.in/sign-up/ and our Sales Team will get in touch with you.
For support, write to us at [email protected] or call us at 011-41733223