Payment Gateway Vs Payment Processor: What You Need to Know
April 24, 2025
Payment Gateway Vs Payment Processor: Let’s understand the meaning, functions and differences between a payment gateway and payment processor.
Payments Simplified
Power Your Business,
with India’s Leading Payment Gateway!
Simplify online and offline payments for your business with SabPaisa.
Premium Bank Partners
Payments Simplified
Power Your Business,
with India’s Leading Payment Gateway!
Simplify online and offline payments for your business with SabPaisa.
Premium Bank Partners
SabPaisa, the World’s First Hybrid Payments Platform, seamlessly integrates online and offline payments into a single, powerful ecosystem. As a PCI DSS & ISO-certified, RBI-authorised payment aggregator, we ensure secure, reliable, and frictionless transactions for businesses of all sizes.
Product Suite
Payment solutions for all your business needs!
Online Payment Gateway
SabPaisa offers seamless online and offline payments with maximum mode options.
B2B e-collect
India’s first B2B collection solution using Virtual Account Numbers (VAN) for secure, validated payments from partners, dealers, and agents.
eNACH
Automate recurring payments via e-mandates, streamlining collections and cash flow management.
Payouts
Lets businesses pay partners, vendors, and customers seamlessly with full control and easy reconciliation.
Offline Payments
The first platform to offer e-cash, e-NEFT, e-RTGS, and e-IMPS, with access to 1.4M+ cash counters across India.
Payment Links
The first unified link-based payment method to accept payments in one click across multiple modes.
Why Choose Us?
- Secure & Reliable: PCI DSS compliant, ISO certified, and RBI authorised for the highest level of transaction security.
- Unified Dashboard: Access a comprehensive, real-time view of your transaction data and reports with our intuitive, unified dashboard, streamlining your payment management in one place.
- Industry-Leading Technology: Experience cutting-edge payment processing with our innovative technology.
- Quick Onboarding: Experience a hassle-free onboarding process with our seamless online KYC and fast account verification, getting you up and running in no time.
- Dedicated Customer Support: We offer technical and customer support via email, toll-free phone calls, WhatsApp, and chatbots.
- Competitive Pricing: Transparent and inexpensive pricing options that fit your business requirements.
An end-to-end Payment Gateway Solution
SabPaisa enables payment solutions for businesses through maximum payment modes, whether offline or online.
One of the few Payment Aggregators to receive RBI Authorisation
White-labeled to multiple public and private banks that include BOI, BOB, Indian Bank, Canara Bank, and IDFC First
More than 1.4 Million Cash Counters for Offline Payments.
Trusted Business Partner for All Types of Businesses
SabPaisa is a secure and inclusive payments platform trusted by large enterprises, banks, and government organisations.
Seamless Payment Gateway Services
Serving Pan India
Payment solutions tailored to your Business
What Our Customers are Saying?
We were able to conduct srutiny, recruitment, registration & examination fees collections for around 28-32 lakhs students/applicants each year smoothly and reconciled our accounts with such speed and efficiency as experienced never before. We have been proudly associated with SabPaisa Payment Gateway continuously since last 3 years & are keen to continue our partnership in the future too.
Bihar School Examination BoardSystem Analyst 
We don't have any hesitation to say that your services never fall short of our expectation and I really loved the client support. Thank You and continue the good work that you and your company is doing. JIADA and our entrepreneurs are happy with the NEFT system.
Jharkhand Industrial Area Development AuthorityAdmin (IT & Operation) 
हम सबपैसा द्वारा विगत १० माह से दी जा रही Payment Gateway की सुविधा की गुणवत्ता से एवं उनके द्वारा दिखाई गई तत्परता से संतुष्ट हैं | उनके द्वारा दी गई Online & Offline Payment सुविधा हमारे उपभोक्ताओं के लिए काफी उपयोगी रहा है एवं CGECB, Chhatisgarh के लिए भी काफी सुविधाजनक रही है | उनके End to End Platform ने हमारी सभी जरूरतों का ख्याल रखा है तथा उनकी Dashboard Report System से भी हमें काफी मदद मिलती है, जिसकी हम सराहना करते है|
Chhattisgarh EnvironmentConservation Board 
We would like to inform you that we are satisfied with the gateway for the service provided to the college regarding regularity of the payments as well as updating the mails. Expecting continuation of your co-operation.
Bijoy Pal Memorial B.Ed ColleeAdmin 
Our Recently Released Products
Check out our recent Products that cater to a variety of Payment
Collection and Payout requirements.
Payment Links
Generate Payment Links for all types of businesses in one click, and share Secured Payment Links with real-time transaction updates.
Payouts
Secure payment to your partners, vendors, and customers to ensure complete control over every transaction. Easy Reconciliation, Settlements & Max Security backed by bank validations for real-time transaction updates.
B2B e-collect
India’s first B2B collection solution that enables businesses to collect payments from their partners/dealers/agents through a Virtual Account Number (VAN) with prior validation.
Powerful Integrated Payments for Any Business Model
A single integration and extensive documentation mean faster market time, less legacy system maintenance, and more focus on customer and product experiences.
Instantly onboard merchants: We handle the KYC process so your merchants can onboard quickly and start accepting payments.
Do more with digital servicing: Merchants can manage onboarding, transactions, reporting, chargebacks, user access, and more with our complete Merchant Center.
Grow your payments with ease: Our Partner Center has powerful capabilities that offer sophisticated reporting, analytics, support, and customization.
Build without the overhead: Have peace of mind knowing SabPaisa takes on risk and PCI compliance and covers fraud and chargeback loss.
Improve your cash flow: Take advantage of our flexible payouts and same-day deposits feature at no additional cost.
Payment Gateway Solution for All Businesses
SabPaisa provides a vast range of products and capabilities, and a high level of
competence to all kinds of Businesses.
E-Commerce
Payment Gateway for E-Commerce
With SabPaisa Payment Gateway for online marketplaces, experience faster, secured & and smoother transactions, and an easy-to-manage dashboard with advanced payment management tools. By choosing us, you give your customers various payment options to make payments from.
Apps
Payment Gateway for Apps
Simpler, the checkout, the higher the conversion. SabPaisa Payment Gateway is built to address your customers’ comfort & Security with your App. With maximum payment modes for offline & online and a well-designed payment UI/UX, you can give the best transaction experience to your customers.
Education Sector
Payment Gateway for Education
SabPaisa Payment gateway for education is designed to meet the needs of large transactions of an Academic Organisation (School/College/University/ Academy). From fee collection to reconciliation of statements, we’ve got you covered. For maximum security, our Payment Gateway is built on an A-grade security feature for maximum confidentiality
Retail
Payment Gateway for Retail
We provide payment solutions for businesses, whether Convenience Stores, Grocery Stores, Clothing Stores, Auto Retailers, Home furnishing retailers, Drug Stores, or Department Stores. SabPaisa Payment Gateway supports maximum payment modes like debit cards, credit cards, wallets, UPI, and Cash.
PSU
Payment Gateway for PSU
SabPaisa Payment gateway for government organisations for payment collection. A few of our PSU clients include Bihar Housing Board, Delhi Jal Board, PCI etc. We provide the highest number of effective payment modes in a single checkout page, from UPI to Cards to Netbanking to e-NEFT/ Cash.
Payment Links API
Collect Easy payments through password protected Links
Payouts API
The Easiest Way To Pay Your Vendors, Customers, Partners
Subscriptions API
Collect Recurring Payments With Ease
APIs designed for Marketplaces
and Platforms
Integrate our Inclusive Marketplace APIs & settle directly to multiple accounts.
One Platform to Accept Payments, Protect Revenue, and Control Your Finances.
We are committed to creating features that enable seamless and convenient online and offline payments and a great customer experience. As one of India’s leading payment gateway service providers, we offer a comprehensive suite of digital payment solutions.
Maximum Online & Offline Modes
A single payment gateway for safe online and offline transactions. We support various payment methods, including credit/debit cards, UPI, wallets, and net banking.
Robust Security
Your security is our top priority. We provide supreme security with PCI DSS Compliance, SSL Security, Visa Verification, and AWS-driven infrastructure for secure transactions.
Easy Integration
Integrate SabPaisa seamlessly into your website, mobile app, or POS system. Source code, SDK, and sample code for various languages and platforms facilitate quick and easy integrations.
One Integration for Online/Offline Payments
SabPaisa Payment Links is the World’s first Unified link based payment method, for payments collections with the help of links
One of the Highest Success Rates
One of the highest transaction success rates, with an auto population of details, reconciliation, and auto-retry.
All-In-One Business Dashboard
Manage all your payment needs from a single, advanced, yet user-friendly dashboard. With real-time updates, streamline 100% of your online and offline collections.
Top-Notch Customer Support
Get your questions answered quickly through chat, email, or phone with our dedicated customer support team.
Personalised Dashboard
SabPaisa Payment Links is the World’s first Unified link based payment method, for payments collections with the help of links
SabPaisa: The Best Payment Gateway in India
As India’s leading payment gateway service provider, SabPaisa is trusted by businesses across various industries. We are committed to providing reliable and efficient payment solutions that drive growth and success.
Ready to Simplify Your Payments?
As India’s leading payment gateway service provider, SabPaisa is trusted by businesses across various industries. We are committed to providing reliable and efficient payment solutions that drive growth and success.
Ready to Simplify Your Payments?
Knowledge on Demand
SabPaisa's Videos
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In today’s fast-paced digital economy, payments happen in an instant — whether it’s buying groceries online, paying school fees, or transferring money for business purposes.
Frequently asked questions
Have any question? we are here to help
It varies with the constitution of the firm. Broadly, documents for business proofs, signatory individual’s proofs, bank statements and cancelled cheques along with GST registration.
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It varies with the constitution of the firm. Broadly, documents for business proofs, signatory individual’s proofs, bank statements and cancelled cheques along with GST registration.
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With SabPaisa you get unmatched benefits that suit all your needs. Some benefits are listed below:
- Maximum Online & Offline Modes
- Top Notch Security
- Advanced API
- Easy Integration
- One Integration for Online/Offline Payments
- Best in class Support
- One of the Highest Success Rates
SabPaisa charges according to industry standards for its services.
For PG- It depends on the merchant’s industry and business volumes.
For Subscription- Nominal fee for mandates and transactions as per industry norms and as agreed with the merchant
For Paylink- Nominal fee, as agreed with the merchant.
For Payout- Nominal fee, as agreed with the merchant.
To Signup, visit https://sabpaisa.in/sign-up/, fill in your details and our team will get in touch with you at the earliest.
SabPaisa stores only the last four digits of a card, which is the industry standard.
- Payment collection through Payment Gateway.
- Auto payment collection through Payment Links even without a website.
- Collect recurring payments through the Subscription Platform.
All the modes of payments are available with SabPaia, from Debit cards, Credit Card, Wallets, UPI, Bharat QR etc. We have almost 10 lac e-cash counters that make payments convenient.
SabPaisa offers Netbanking services with all major banks for the convenience of the customers.
SabPaisa is working on getting international payments.
Yes, SabPaisa supports mobile payments.
Yes, we support partial refunds.
SabPaisa offers you the fastest TAT after all formalities like KYC, agreement etc is done.
No, the payment experience is not customisable as per the merchant’s website’s look and feel at this point.
SabPaisa Payment Gateway is governed by the Payment and Settlement Act of RBI and payments are done to merchants within RBI prescribed TATs.
We provide a dashboard to every merchant, wherein they can do the following:
– View/download transactions with date range updated in real-time including offline modes like cash, NEFT, RTGS etc.
– View/download settlements daily
– Transaction-based enquiry
– Create payment links
– Can also see abPaisa’s updated product catalogue
To ensure that all our merchants/clients are given 100% attention, SabPaisa assigns every merchant an Account Manager to handle any issues.
Yes, we are PCI-DSS certified.
SabPaisa uses the HTTPS extension that protects the integrity and confidentiality of data for secure connections. We are also PCI-DSS certified and adhere to RBI guidelines of data privacy.
It varies with the constitution of the firm. Broadly, documents for business proofs, signatory individual’s proofs, bank statements and cancelled cheques along with GST registration.
Yes, SabPaisa has a Sandbox where one can test the integration before going live with SabPaisa.
For sales enquiries signup with your details at https://sabpaisa.in/sign-up/ and our Sales Team will get in touch with you.
For support, write to us at support@sabpaisa.in or call us at 011-41733223
Frequently asked questions
Have any question? we are here to help
A payment gateway is a solution that allows businesses to process online payments securely. It is a vital bridge connecting customers, merchants, and financial institutions, ensuring the protected transmission of sensitive information during transactions on websites or mobile apps. When customers complete purchases, the payment gateway encrypts confidential details, facilitating a secure transfer to the financial institution for authorisation.
Payment gateways facilitate worldwide online transactions. After order confirmation, SSL encrypts payment details, which pass through the merchant’s website to the chosen gateway and then to the merchant’s bank. The bank verifies the transaction, and the payment gateway notifies the merchant.
E-commerce can only function with payment gateway integration. The importance of payment gateway integration goes beyond functionality, seamlessly refining the transaction process on websites or mobile applications. Payment gateway integration enhances overall efficiency and strengthens online security, establishing a foundation for trust and reliability in the constantly evolving digital market.
Yes, SabPaisa is the best payment gateway for mobile apps. It offers resilient APIs that facilitate the easy integration of your mobile app and allow in-app payments.
SabPaisa supports various payment methods (credit/debit cards, UPI, wallets, net banking, cash on delivery, QR code payments, etc.
SabPaisa complies with the PCI DSS standards, uses fraud detection processes, and encrypts all sensitive data to guarantee the best level of protection for your transactions.
Our developer documentation provides detailed instructions and support for easily integrating our payout API into your systems.
Yes, SabPaisa is the best payment gateway for mobile apps. It offers resilient APIs that facilitate the easy integration of your mobile app and allow in-app payments.
SabPaisa supports various payment methods (credit/debit cards, UPI, wallets, net banking, cash on delivery, QR code payments, etc.
SabPaisa complies with the PCI DSS standards, uses fraud detection processes, and encrypts all sensitive data to guarantee the best level of protection for your transactions.
Our developer documentation provides detailed instructions and support for easily integrating our payout API into your systems.
